Decentralized model

Decentralized model with autonomous pension schemes:

• Completely autonomous pension schemes - Each connection acts independently

• No cross-subsidization - Fair and transparent cost distribution

• Individual performance - Each scheme bears its own results

• Independent decisions - Maximum design freedom

Complete transparency:

• 100% cost transparency - Complete disclosure of all fees

• Performance transparency - Detailed reporting for each connection

• Cost allocation according to causation - No hidden charges

Highest flexibility:

• Free plan and investment strategy design - Highly flexible adaptation possibilities

• Separate pensioner scheme - Unique solution for balance sheet relief

• Boutique approach - Individualized support instead of mass processing

Consultation & Contact Our experts are happy to accompany you in defining and implementing your individual needs. Contact us for a non-binding consultation:

• Email: info@livica.ch

• Phone: +41 31 330 21 11