Concrete advantages for employers

Transparency and fairness:

• No cross-subsidization - Each pension scheme bears only its own costs

• 100% cost transparency - Complete disclosure of all fees

• Cost allocation according to causation - Fair and comprehensible cost distribution

• Independent performance - No dilution by other pension schemes

Strategic flexibility:

• Independent investment strategies - Complete freedom of decision

• Individual plan design - Adaptation to corporate goals

• External asset managers - Integration of existing partnerships

• Flexible adjustments - Reaction to changed needs

Risk management:

• Separate pensioner scheme - Balance sheet relief through pension stock transfer

• Self-sufficient structure - No additional payment obligation for pensioners

• Planning security - Predictable costs and obligations

Consultation & Contact Our experts are happy to accompany you in defining and implementing your individual needs. Contact us for a non-binding consultation:

• Email: info@livica.ch

• Phone: +41 31 330 21 11